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With weather having a big impact in 2011 there is little that consumers can do to prevent a rate increase, but there are ways to reduce the impact. Consumers can do things like improving their home. Like installing high quality locks.

With so many types of businesses there are a plethora of different insurance options and packages for new businesses. The best thing for a entrepreneur to do is contact their independent agent.

If you have homeowners insurance that's great, but there are a few things you should check on. If you only have coverage for named perils ask your insurance agent if vandalism is listed. If you have all risk coverage you have less to worry about

So if Governor Snyder's bill is passed does that mean health insurance rates go up? Unfortunately yes, and unfortunately no one really knows what kind of rate increases to expect.

When you see a deer or bald eagle slow down. Driving towards the animal will not make it leave faster. The same can be said about turning on your car's brights or honking the horn. It's best to wait until the animal leaves.

Governor Synder sent his bill calling for sweeping changes to the “no-limit” medical benefits currently provided by Michigan no-fault insurance.

Home insurance usually will cover any fire or water damages, maybe even damages to vehicles, but without the proper coverage, homeowners and renters in Michigan may need to pay out-of-pocket.

If you are insured, are you protected against those who aren't? Who will help cover your expenses? Uninsured motorist coverage protects you against those who aren't The coverage pays for bodily injury to you or your family resulting from negligence

There are so many ways to reduce the hefty cost of auto insurance. Moving to a lower crime area, such as Kent County, or increasing auto insurance deductibles can help lower insurance cost quite a bit. Also, consolidating insurance policies, etc.

With the general cause for uninsured kids stemming from a lack of awareness, a handful of Lansing-based organizations focused on awareness and quality of health insurance have pushed a statewide campaign.