Census Financial Planning

With the end of the tax year fast approaching, now is the time to consider your tax affairs and make sure you take advantage of the allowances available.

Many people think that financial planning is only required by the very rich. However, everyone can benefit from it.

August was clouded by concerns over the outlook for the global economy.

The issue of saving for retirement has never been more relevant. In an environment of falling annuity rates, low interest rates and dwindling support from the state for an ageing population, the government is introducing a range of pension reforms.

The tax rules applying to the income and growth generated by buy-to-let properties can be complicated, though the Chancellor of the Exchequer has introduced some proposals that aim to simplify the regime.

Amid fears that the deteriorating situation in the eurozone could lead to another damaging credit crisis, the Bank of England (BoE) has announced new action designed to safeguard the UK financial system.

Investing for income is a long-established investment strategy.It is important to meet with a financial adviser so they can match your attitude to risk to the appropriate investments.

We have mentioned in previous blogs about the fact that National Insurance contributions are merely another form of taxation on both you as an employee and also your employer.

A tax-efficient way to invest – pension contributions are paid net of basic rate tax. This means that you only need to pay £80 to get £100 invested into your pension.

According to statistics published in Money Marketing, the number of mortgage advice firms has reduced.