LTC Financial Partners, LLC

You have insured your homes, your health, your cars, even your lives. You have carefully planned your savings and your investments, but all of those plans could be exhausted if you or your spouse needed Long-Term Care! By Kurt Lauman

Long-term care insurance (LTC or LTCI), an insurance product sold in the United States. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid. Helps proved the cost of LTC beyond a predetermined period.

Long-term care insurance (LTCI), an insurance product sold in the United States, helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance or Medicare!

Inflation Protection...what happens to your benefits when Long Term Care costs rise or do you need long term care insurance inflation protection?

Understanding the risks and the impact of needing long term care without proper planning. "Perhaps the greatest benefits Long-term care insurance can allow loved ones to care ABOUT YOU … instead of having to care FOR YOU!"

Planning for long term care is an easy thing to put off. Maybe you think it is too early, or maybe you just don’t want to think about it, or you are going to do something just not right now.

With over 100 companies offering long-term care insurance, one can become overwhelmed choosing the right LTCi policy and the right insurance company that fits your wants and needs.

"Across our country, millions of family members, neighbors, and friends provide care and support for their loved ones during times of need. With profound compassion and selflessness, these caregivers sustain American men, women, and children.

You will be able to have reassurance by knowing that in the event that you need this type of care, no matter what your age is, that all the costs will be covered and that you will be ready to receive excellent care in any Certifed LTC setting.

If one of your aging parents suddenly needs help with the tasks of daily living, who will provide it? You?