Mortgage Plus Bond Originators - Mortgage Experts

South Africa's Leading Bond Originator and Mortgage Expert Blog !

By depositing your savings into your home loan, you are in effect receiving the interest rate that the bank charges you on your loan as positive interest on the money you invest

So how do you increase your chances of being approved for a home loan? Here are some tips that will stand you in good stead when applying for a mortgage:

If you decide to buy property privately without the help of a real estate agent, you need to understand how the process works in the South African real estate market.

Before you apply for a loan, it might be best to contact a bond originator who will negotiate the terms of the loan to ensure that you get the best possible deal.

The leading banks usually offer various types of loans. At Mortgage Plus Bond Originators we will help you choose the one that best suits your needs and help you through the application process.

Mortgage originators are people, or companies or institutions that organise a mortgage on behalf of a property buyer. This person or institution is usually a mortgage broker, a bank or a dedicated mortgage banker........

Before granting a home loan for the purchase of a property, a bank will review several factors. These include:

We recognize that no two customers are the same, so we take the time to assess your individual needs and help you find the loan that works for you.

Even with the worst of the recession behind us, combined with the fact that the banks are starting to marginally relax their lending criteria, getting a bond application approved remains a challenge for many....