Non-Profit Budget Counseling

Establishing an educated position on different types of credit will enable you to make smart financial decisions and aid in deciding what steps you can take to improve credit.

New law means significant changes to fees, interest rates and restrictions. Here’s an overview of the new law and what it means for you as a consumer and credit card holder.

No matter how solid you may think your employment is, in today’s economy nobody is guaranteed employment. That is why everyone should be trying to improve credit and increase their savings while trying to reduce their spending. 

Acting off the public and congressional outrage over lending practices, the Federal Reserve created new rules Tuesday geared to protect credit card users from getting slammed by heavy late fees and other penalties.

Our nonprofit certified Credit Counselors are here to provide you free financial information, debt consolidation and counseling services to help you be debt free and improve credit over time

In a credit dominant country where your job and home are now tied into how you spend and manage imaginary money, it’s extremely important to know and understand the terms of credit scoring and what can help and hurt you long-term.

Creditors were to stop practices that gouge uninformed consumers yet banks continue tactics on borrowers that rack up as much interest as able. Consumers are realizing nonprofit debt consolidation may be their only solution to eliminate credit debt.

An amendment proposed by the Senate Monday could change free credit reports to provide consumers with their numeric credit score to better understand where they’re at with their credit rating based on a lenders point of view.

Banks are back in business to produce new profits by introducing new credit opportunities with tougher terms and conditions. When receiving these enticing offers carefully consider the following within the terms and conditions and applicable fees. 

After a tough 2009 big banks are blowing up the proverbial bubble on credit cards again as massive mailings are back in boxes across America. Check your mailbox for your special invitation to help produce more debt on the greatest nation of all time.