FranTastic

While you may not be able to prevent all accidents, there are ways to minimize losses. We want to help with the following tips.

What's a Marketplace Health Insurance Plan? If you purchase your health insurance through a state, federal or private health insurance marketplace like healthcare.gov or a Marketplace/Exchange then you have a marketplace plan.

Caring for aging parents isn't for the faint-hearted. If you are in charge of handling major finances, like bills and medical care, your bills will primarily be for medical care and they will be exhausting.

Homeowners in California are finding that their home insurance rates have gone up, as much as 3% or even more, due to the wildfires that have cost insurance companies millions of dollars.

1. Background checks on employees: minimize risk of theft or malfeasance. One of the biggest drivers of higher premiums is claims. If you can go a full year or longer without the need to have a claim, your rates will go down.

Place Black Friday Deals in the Trunk You scored a dirt-cheap wide-screen TV from Best Buy's Black Friday sale, but you may easily be without your purchase at the end of the day if you leave it in a parked car.

Open Enrollment Ends in a Few Weeks! Get Insured Online in 5 Minutes!

Private exchanges are very similar to the marketplace except they show you plans that are not sold through the exchange as well.

If you're a senior, you can apply for Medicare during a 7-month Initial Enrollment Period which begins 3 months before you turn 65 and ends 3 months after the month you turn 65. Original Medicare is Part A or Part A & B.

Before you know it it'll be fall and everyone will be getting ready to buy health insurance. People who do not have employer-provided healthcare will be scrambling to see if they can get better rates than their current plans provide.