Net Worth Advisory Group

Proper asset allocation ensures the portfolio represents the investor's risk tolerance. The method allows participation in market growth but ensures funds will be available when they are needed.

An investor's ability to adequately pass this "chalkboard test" is crucial to their long-term success. How can an investor be confident they are taking appropriate actions if they aren't sure how they chose their investments?

Investors will receive their year-end statements for 2011 and analyze their returns for a volatile year. When comparing their returns to popular indexes, such as the S&P 500, many investors may see that their portfolio produced a lower return.

Prior to the end of the year there are three things that should be addressed: capital gains, required distributions, and Roth IRA conversions. If your advisor hasn’t reached out to you to address these issues it may be time to hire another advisor.

Next year, 401(k) plan participants will see the true cost of their retirement accounts for the first time – and many will not be pleased. In April 2012, long-awaite rules designed to improve fee transparency in 401(k) plans will go into effect.

Net Worth Advisory Group announced today that they have been recognized as a Premier Advisor in Salt Lake City, Utah, by the National Association of Board Certified Advisory Practices.

The human mind has a unique way of interpreting events relating to investing hard-earned money. Today’s problems will always seem more difficult and numerous than yesterday’s problems.

In 2010, many people converted their traditional retirement accounts to a Roth IRA. After the rough year we've experienced in the equities markets, some people may be wishing they had waited. Believe it or not, the IRS is willing to give you a break.

A study concluded the average stock investor earned a 3.83% annual return from 1991-2010, while the S&P 500 generated a 9.14% return over the same period. The study concluded that investor behavior tends to cause investors to underachieve the market.

Net Worth Advisory Group in Salt Lake City, Utah, announced that R. Curtiss Smith as joined their team of Fee-Only Financial Advisors. Mr. Smith is a graduate of Brigham Young University and has experience as a financial consultant.