Net Worth Advisory Group

According to the SEC individuals with a financial plan have twice the money in savings and investments as those who don’t. Don’t miss this opportunity to learn how to construct a financial tool that will benefit you for the rest of your life.

How Net Worth Advisory Group utilizes retirement planning tools to ensure our clients are on pace to live the retirement they envision. Clients and planners can then follow the strategies and schedule determined to best accomplish the goal.

Every personal finance move or decision creates a reaction in another area of your financial life. The key is to create positive reactions and not negative reactions.

An example of how financial planners identify the target return necessary for a client to achieve their financial goals. This allows the advisor to develop a plan that will guide the client to the retirement they envision while minimizing risk.

Without further legislation, there will be no estate tax in 2010. The estate tax can erase nearly half of a person's wealth. For families facing end-of-life decisions, the elimination of the estate tax makes one of life's trying episodes even worse.

Simplified employee pensions (SEPs) enable employers to make contributions to employee retirement accounts. Employees own and manage their SEPs, so administrative cost is minimal. SEPs are great for small businesses and self-employed individuals.

Net Worth Advisory Group will be teaching a retirement and financial planning seminar at LaCaille on Wednesday, January 27th at 7:00 pm. Both those who are retired and individuals who will be retiring in the next 12 months are welcome.

The difference between a traditional and Roth IRA is when assets are taxed. A traditional IRA provides an up-front tax deduction and tax-deferral on an investment’s growth, a Roth IRA doesn't provide a tax deduction but the assets grow tax-free.

Individual retirement arrangements (IRAs) are investment vehicles, established without the backing of an employer, that provide tax-deferral on investments. Contributions to IRAs can be deductible or nondeductible on a current tax return.

403(b) plans, also known as tax sheltered annuities, and 457 plans are quite similar to 401(k) plans. Both plans allow employees to defer income and benefit from tax deferred growth, and both plans enable employers to provide matching contributions.