RE/MAX First

This common myth isn’t true. Let me explain why. The odds are that your loan is not owned by your lender. For example, 80% of all Bank of America’s loans are not owned by them.

Do you know someone who lost their job, ill, pay cut, house payment increase or a divorce who owes more than their house is worth and can’t afford to make the payments? We may be able to help them. www.MIforeclosureHelp.com

Rick Giese, a Licensed Associate Broker with RE/MAX Advisors is helping Macomb, Oakland and Southern St Clair Counties homeowners who owe more on their home than its worth, or may be behind on their payments and even worse, facing foreclosure!

For some homeowners in danger of losing their home to foreclosure, there has been a lot of incomplete or misinformation out there. For example, many believe that a loan modification is a “cure-all” for distressed homeowners.

A short sale often allows the seller to walk away owing nothing. You are often able to negotiate away all the debt. Banks know they will net more money with a short sale versus foreclosure.

You can short sale your house if you have an FHA loan. FHA will forgive you of all the debt and does not ask for a promissory note.

When homeowners find themselves facing foreclosure.Homeowners who find themselves in this circumstance are often blind to the options that are available to them.

We can help you avoid foreclosure... just like the other 100 familes that we have helped without ever charging the a penny!

Rick Giese and his Short Sale team are working hard to close out as many short sales as possible before the Mortgage Forgiveness Debt Relief Act expires on December 31st of this year.

Rick Giese and his team, have become known for their Southeastern Michigan Real Estate experience in Short Sales, has just closed another Short Sale in Ira Township, Michigan. Using his Short Sale System.