Smartline Home Loans

Lenders will always tell you what they need to ethically and legally but you need to remember that while they want to help you, their business needs are their primary consideration. Here's eight key points to consider when getting a investment loan.

It is estimated that 30-40% of home loan applications are people looking to refinance. However, Smartline Personal Mortgage Advisers has warned those considering refinancing to fully consider the exit costs associated with changing loan or lender.

Home loan interest rates are regularly in the news, but have been more so than ever in the past week. This has been due to the Reserve Bank of Australia’s third rate rise in as many months and the responses of the ‘big four’ banks.

Smartline has formally merged with Western Australian broking group Mortgage Force, making the new group one of Australia’s largest franchised broking companies.

The pros and cons of buying your own home versus renting and channelling surplus funds into investments are both financial and emotional. Read more from the Managing Director of Australia's award winning mortgage broker - Smartline.

The mistaken beliefs that all banks are the same and there is little competition in the Australian lending market could be costing borrowers thousands of dollars, according to Smartline Personal Mortgage Advisers.

Australian property investors are fast approaching the ‘perfect storm’ of a flattening property market, low interest rates and rising yields which could present once-in-a-lifetime opportunities.

Topfranchise.com.au ranked Smartline number one in its latest top 10 list released this week, following a comprehensive survey of franchisees from some of the best known franchise systems across the country.

With the drop in the RBA cash rate from 7.25 to 3.00 per cent in only a few months, tens of thousands of Australians have taken the leap and bought their first home. Many others are predicted to jump in before the boosted government grants end.

Smartline Mortgage Advisers highlight four (4) key steps to paying off a home loan as quickly as possible. For most of us this is the smartest way to get ahead financially.