The Retirement Group, LLC

Retirement Complimentary Lunch Workshop for ATT* employees -El Tropicano Hotel 110 Lexington Ave.

Retirement Complimentary Lunch Workshop for Merck* employees - Fox & Hound Restaurant 69 Main St. Lebanon, NJ 08833 .

Tuesday, February 26th 12:00pm Steps to take when affected by a RIF, layoff or surplus. *Emotional impact of retirement.   *How soon could there possibly be another offer?   *How interest rates influence your pension lump sum amount.

Tuesday, February 5th 12:00pm Steps to take when affected by a RIF, layoff or surplus. *How the Pension Protection Act can potentially affect your Pension Lump Sum.   *How interest rates can influence your Pension Lump Sum amount.

Wednesday, February 6th 12:00pm Steps to take when affected by a RIF, layoff or surplus. *How interest rates can influence your pension lump sum amount. *How to withdraw money from your 401(k) or IRA before age 59 1⁄2.

Wednesday, February 20th 12:00pm Steps to take when affected by a RIF, layoff or surplus. *January 1, 2013 – Understanding the changes in the Pension Plan.

Complimentary Lunch Workshop for ExxonMobil* employees at Petroleum Club 800 Bell Street Houston, TX 77002 . Please call (800) 900-5867 to make reservations.

Retirement Complimentary Dinner Workshop for Northrop Grumman* employees at Elephant Bar 17051 W Bernardo Dr. Rancho Bernardo, CA 92127 . Please call (800) 900-5867 to make reservations.

Retirement Complimentary Lunch Workshop for Verizon* employees - Cool River Café 1045 Hidden Ridge Irving, TX 75038 . Please call (800) 900-5867 to make reservations.

Retirement Complimentary Dinner Workshop for ExxonMobil* employees at Monument Inn 4406 Independence Parkway South La Porte, TX 77571 . Please call (800) 900-5867 to make reservations.