Trajan Wealth

"The problem with interest rates are that you are not modeling a single number, you are modeling a whole term structure, so it is a sort of different type of problem." - John Hull, Professor of Finance, University of Toronto

Trajan Wealth's chief investment officer, Udayan Mitra, CFA, analyzes February's "Goldilocks" financial market. Mitra has 20+ years in investment management, a B.S.

With Valentine's Day recently passed, many of us are still thinking about expressing our love for our significant others. Amidst the big gestures, consider how estate planning ties into this holiday. Estate planning is an essential expression of love.

"Public opinion always wants easy money, that is, low interest rates." -Ludwig Von Mises

While it may not be the most pleasant topic to consider, estate planning is a critical element of securing your legacy and providing peace of mind for yourself and your loved ones.

"Interest rates are to asset prices what gravity is to the apple. When there are low-interest rates, there is a very low gravitational pull on asset prices." - Warren Buffett

Drawing parallels between Hallmark movies and financial planning.

"The FOMC has considerable control over short-term interest rates. We have much less influence over longer term rates, which are set in the marketplace." - Jerome Powell. Chairman, Federal Reserve Bank

Treasury bonds could be a sound investment for you and your family.

The S&P 500 took a step back in the third quarter, declining 3.2%. That still left the benchmark up 13.0% year-to-date and 21.6% over the past year.