Bad Credit MD

Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms. Remember that, along with the potential benefits to refinancing, there are also costs.

There is no way to erase bad credit from your credit report, but you can improve it. You can start by pulling your credit report from all three credit agencies which are Experian, Equifax, and TransUnion.

Every year you are entitled to receive a free credit report from all three credit agencies. The three credit agencies, which are Experian, Equifax, and TransUnion, are required by the U.S. Government to provide you with your credit report.

A payday loan is a small, unsecured, high interest, short-term cash loan. In most cases, consumers write a post-dated, personal check for the advance amount, plus a fee.

With prices averaging more than $28,000 for a new vehicle and $15,000 for a used vehicle, most consumers with good or bad credit need financing or leasing to acquire a vehicle.

If you have old debts, collectors may not be able to sue you to collect on them. That is because debt collectors have a limited number of years, known as the statute of limitations, to sue you to collect.

If a person is asked to sign as a condition to granting credit to another individual, or as a condition for forbearance on collection of an obligation that is in default, such a person would be a cosigner,

Just because you fell on hard times does not mean you need to deal with predatory lenders!

Bad Credit MD explains to consumers on the steps they can take if their car is in jeopardy of a repossession.

Learn the consequences of not paying your council taxes in the United Kingdom.