Bay to Bay Lending

Mortgage Loan Originator Laurie Toland in Tampa, FL provides tips on getting your finances in tip-top shape in order to purchase a home.

Interest rates and home prices continue to be extremely attractive for prospective home buyers however, change is in the air.

It's important for people that are considering buying a home for the very first time to consider some of the basics when it comes to mortgage rates. There are many ways for a bank to charge its customers interest on the home loans that they lend.

The first thing you should do before you shop for your new home is to get a copy of your credit report & credit score! The Federal Government mandates 1 free credit report annually. The official site where you obtain it is www.annualcreditreport.com.

I still hear that mortgage companies are charging application fees just to run some numbers for their clients. That is CRAZY! At Bay to Bay Lending we do NOT believe in that.

Attention borrowers purchasing a Fannie Mae-Owned property! A HomePath mortgage is available for move-in ready properties for both owner occupants and investors

ATTENTION BUYERS- ACT NOW! Mortgage Insurance Premiums will rise on April 1st of this year and the supply of homes is rapidly decreasing. Jerry Ballentine, MLO at Bay to Bay Lending in Tampa can help you.

Many people are struggling with the answer to “Is NOW the best time. Or should I wait longer?” If you a first time homebuyer or if you are thinking of upgrading or downsizing, you are probably asking yourself this question.

Thinking of getting an FHA loan? You might want to rethink that. The Federal Housing Authority has announced that Mortgage Insurance Premiums will be rising on new loans, effective April 1st of this year.

Owning a home is simple with the USDA Loan Program. If you think it is out-of-reach for you and your family, you might be thinking wrong! Jason Hands, an MLO for Bay to Bay Lending in Tampa, Florida explains the USDA program in this article.