Credit Card Canada

So what is a no annual fee credit card and how does it work? According to some experts, this type of card does not differ from cards that go with an annual fee. The no-annual-fee line is merely used to attract new cardholders.

If you have excessive debt on several credit cards, you may want to apply for a low interest credit card, consolidating your debts. Credit card consolidation reduces multiple debts into one, helping borrowers save on interest rates.

If you have no or poor credit, using a secured credit card is a good way to build or improve your credit. You can obtain secured credit cards from most Canadian banks or other credit card providers.

The TD US Dollar Visa Card is a US denominated credit card preferred by many cardholders It is very convenient for Canadians who travel to the US often, whether on business or pleasure. The annual fee is just $39 USD and the annual interest rates

What does a credit card balance transfer refer to and do you need one? Balance transfers make it possible for cardholders to consolidate outstanding balances under one credit card by switching from their present issuer to another one.

Having a Canadian gas credit card comes very handy. Many card issuers and gas companies in Canada offer credit cards that can be used at multiple gas stations, and an added advantage is not carrying cash with you

With cashback credit cards, cardholders get back a percentage of the amount spent on purchases, and the cashback is in the form of refund or check. The cashback amount is small in comparison to the total spending.

Most websites you browse for credit card offers will feature instant approval credit cards. This is one type of credit card with which applicants can be approved in seconds.

Cardholders who want to benefit from using a credit cards should think of their lifestyle, spending habits, and purchases.

Credit cards have many practical applications, apart from using them as light switch covers and golf putters