Loans Canada

There are many types of credit cards to choose from, depending on one’s requirements, preferences, creditworthiness, income level, and other factors

The recent financial squeeze has left many Canadians struggling with mortgage and other payments, and it does not seem to be letting up. Millions face a difficult dilemma, should they file bankruptcy or opt for foreclosure

Borrowers who want to buy a house or another property with less than 20 percent of the asking price need mortgage loan insurance. In accordance with the Canadian Banking Act, banks are not allowed to offer mortgages where the loan amount

It is not a secret that payday loans are very, very expensive. Lenders charge an interest rate of up to several hundred percent. For example, you may pay $20 for borrowing $100 in just 2 weeks.

Rental property mortgages are usually taken out by two types of borrowers - buy-and-hold investors and speculative buyers. Institutional mortgages intended for rental properties have different requirements from standard mortgages

If you have bad credit, you may find it difficult to get approved for a car loan, but it is still possible. Sadly, you probably will not be offered a very good interest rate or terms. If you choose to refinance the car loan at some point in the

If you have declared personal bankruptcy, financial establishments may still consider your application for a mortgage loan. However, your bank may require that you rebuild your credit first and then approve your application.

If you face an emergency situation and have poor credit, you may want to take out a bad credit loan. You can apply for various loans, suited for the needs of different borrowers - from

Some builders, buyers, and property owners seek funds for construction. They may want to complete a project and shop around for financing, trying to figure out how it works. Another category of borrowers have researched the issue and ask more

Credit card and debt consolidation is a two-edged sword. You can benefit a lot in some cases while in other you can lose. How do you approach the issue? The first and most obvious thing is that you should put away your credit cards immediately.