CPK Mortgage, Inc.

65% of Americans still have interest rates at or above 5%. With rates at near-historic lows, it can be a great time to refinance.

The temporary solution to the “Fiscal Cliff” is merely a Band-Aid. This will be a rocky year with intermittent opportunities for low rates.

When it comes to affordable housing, lending laws and helping homeowners in need, our legislators are falling short and placing policy above people

Thank you to all of the sponsors who donated to Beit T'Shuvah as we ran the 2012 Los Angeles Marathon. You helped CPK Mortgage to continue our mission of what we call Socially Responsible Lending!

Freddie Mac enables borrowers to remain in their homes due to new forbearance standards, and reverse mortgages are no longer a thing of the past.

Rates drop as Spain begins suffering debt crisis. And Fed pledges to keep rates low through 2014. Also, Fannie and Freddie roll out new unlimited LTV programs for underwater homeowners.

CPK Mortgage partners with Genworth Financial to offer reverse mortgages to our clients. And as we begin 2012, Fannie, Freddie and FHA will continue to play key roles in making homes affordable for Americans. Advocacy is key this election year.

Fannie Mae and Freddie Mac are expanding the DU Refi Plus Program and LP Open Access Program to help more homeowners with Fannie and Freddie loans to refinance. Soon to be no limits to loan to value ratio! Also, fees should be reduced.

Politicians seek remuneration from banks on behalf of consumers for securities violations related to the mortgage crisis. How to see if you qualify for assistance under these law suits. Also, Representatives push to improve mortgage affordability.

Home equity lines of credit are not a thing of the past. In fact, with the government not extending the loan limits to $729,750 (at least for now) HELOCs may be a solution to bridge the gap.