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We even created our own web site that outlines the bad credit car loan process so applicants can avoid a tote the note dealer while those getting approved auto loans can avoid the poor choices that can lead to repossession.

Strengthening its presence in Gulf region, State Bank of India (SBI) is launching a range of services for non-resident Indians in the UAE, including opening of NRI accounts, a senior bank official said.

The number of establishments accepting card payments is expected to grow several fold with specialist payment firms making large investments in the electronic payment space.

Citigroup Inc on Monday reported its seventh straight quarterly profit, with a 74 % jump in Q3 earnings to $ 3.77 billion, as the financial services giant recorded lower losses from bad loans.

The recent downgrade of State Bank of India by Moody's Investor Service has evoked strong reactions from the markets and policymakers. While predictably the stock markets tanked,

The festival season brings several offers of 'zero interest' loans from sellers of consumer durables. They expect that the facility of repayment in instalments will make the buyers want to purchase more. How does one evaluate

You have some visibility on your future cash flows and are sure that you will be able to repay the EMIs in time. If not, you are bound to enter into a debt trap.

Most banks these days have cash-back offers on their credit cards. These offers are mostly made in conjunction with certain brands, department stores, apparels or even restaurants. A comprehensive list is usually given on the bank/credit

The government today approved amendments to the SARFAESI and debt recovery acts to enable banks to effectively deal with the menace of bad loans and also encourage them to disburse credit freely to home and corporate loan seekers.

The country's second largest private lender HDFC Bank entered into a strategic alliance with Diners Club International to offer the latter's premium credit cards in the country.