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Mar 28, 2011
In many ways, the Guptes are an anomaly. They are a single income family, yet save almost half the income. They have the expected share of long-term goals, which are achievable, but their short-term aspirations are grossly unrealistic.

Mar 28, 2011
The much-awaited Times Auto Fair-2011, presented by the Times of India, will begin at Balrampur Garden from Saturday.

Mar 28, 2011
A characteristic free credit period in India is 45-51 days. If you pay off the dues within this period, the interest is saved. If in case you are unable to pay off the entire amount within the due date, a common practice is rolling over the dues

Mar 25, 2011
SBI Cards enables cardholders to make utility bill payments across various bill categories including insurance, mobile, electricity & landline through their SBI Credit Card.

Mar 25, 2011
If I look at some of your concentrated holdings, there is HDFC, TCS and Indian Hotels. Why HDFC Bank and why not ICICI Bank and why Indian Hotels, hotel companies do not have pricing power?

Mar 25, 2011
The state government has tied up with the Bank of India to provide loans of up to Rs 5 lakh to state government employees to purchase cars payable at an interest rate of 11.50% per annum.

Mar 25, 2011
Few years before, Nitin Bhalla had stood a guarantor for his friend’s home loan. Now, he wants to opt out, but the bank is unwilling to play ball. This is despite his friend paying his equated monthly instalments (EMIs) regularly. The bank wants

Mar 24, 2011
LTV is a key factor in calculation of eligibility. Banks finance only up to 70-80% of the property value as evaluated by the bank's evaluator and the rest has to be arranged by you.

Mar 23, 2011
The tax benefits available on home loans bring down the effective cost of borrowing. The repayment of principal for a home loan, for instance, is eligible for a deduction of up to 1 lakh a year under Section 80C.

Mar 23, 2011
According to a notification by the Reserve Bank of India, housing loan for construction of farm houses and to staff members of the banks will also not eligible for the subsidy announced by the government for constructing houses worth up to


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