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Transactions worth Rs. 6,934.65 crore were carried out in India through credit card in January, 2011, growth of 27.82 % from that in the same period last year.

The banking sector reported a robust set of numbers in the quarter ended December 31, 2010, led by a 23% year-on-year growth in loans. Contrary to expectations, most banks reported high margins and profit growth.

In the rapidly-evolving credit landscape, it has become almost impossible for defaulters to get a loan from banks who actively use credit bureaus. The increasing significance of credit reports to the loan seeker prompts questions like what a ?

Dynamics Inc is developing such cards -- due to be introduced in the US later this year -- which will have wafer- thin microprocessors and would run on batteries that can last up to three years.

Buying a new car is a major stepping stone for most of us. However, sentimental values aside, the whole process of buying a car, right from deciding on a model to taking delivery, can sometimes be overwhelmingly stressful.

The country's second largest private sector lender, HDFC Bank, has decided to hike fixed deposit rates by up to 100 basis points and lending rates by 50 basis points in line with industry trend.

Personal loans rates continue to decline at the major banks. This is good news for borrowers seeking a low interest rate personal loan, and not a payday loan.

Growth of economy, expected wage increments, demand for consumer goods has prompted private and foreign banks to pay more attention to unsecured loan segment but they would prefer doing it selectively,

Rising interest rates could take a toll on the Mumbai residential property market and also hit auto sales in India and China, two reports released by international banks said on Wednesday.

The finance minister, in his Budget speech announced that the existing scheme of interest subvention of 1% on housing loans will be extended to loans up to Rs 15 lakh.