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Long term care is where people require help with six key basics; including - eating, dressing and bathing. Help with these needs is often as a result of old age, the term also applies to those in this position as a result of illness or injury.

Alongside death and taxes, car insurance should be one of the certainties of life for drivers who operate vehicles. This has not always been the case, as has been demonstrated by the vast numbers of uninsured drivers reported across the country.