Mintco Financial

You may have heard about Obamacare or healthcare reform (insert chuckle), and part of this new law is offering subsidies, or help from the government, to pay for health insurance.

Utilize annuity contractual guarantees to cover day-to-day health-care costs

A fiduciary duty is not solely about the quality of the advice. Instead, for financial planners it is about putting the client’s interests ahead of their own.

You name a beneficiary for your annuity. Most annuities will offer a variety of death benefits to choose from.

It certainly is a personal decision, but the fact of the matter is that someone is going to be left with a bill to take care of your final arrangements. Do you really want your loved ones’ final memory of you to be a large bill fro the funeral?

Life insurance is an important asset in anyone’s life, and since life is not predictable, life insurance policies are designed to protect loved ones financially in an event you pass away.

No one wants to give trouble to loved ones at the end of the life’s journey. And I am sure your parents do not want to leave it to their family.

It’s never nice to think about, but it’s imperative to plan for the future. Having life insurance in place provides the family with a safety net so that they have ready-access to funds for final expenses.

Financial advisor Michael Minter, managing partner of Mintco Financial (4102 W. Linebaugh, Tampa, FL) talks about saving money on back to school shopping at the national Family Circle Magazine

At young age such under 30 years old you shouldn't give money to your kids unless for education, health care, a home purchase or a business start-up. Any unspent money in the trust should continue to be invested and grow.