Census Financial Planning

Protected rights are funds accrued within pensions from originally contracting out of the State Earnings Related Pension Scheme (or SERPS), which has in recent years been changed to State Second Pension (S2P).

The financial services sector is currently preparing for the implementation of the Retail Distribution Review (RDR) – one of the biggest overhauls of financial regulation since the Financial Services Act was introduced in 1986.

The eurozone crisis has prompted a radical shake-up in the global bond market.

We wish that more people used the services of an IFA, because we are convinced that the people who do are not just wealthier, but in the process, are better able to cope with many of the challenges that life can throw at them.

The new year began with many of the same overriding preoccupations that characterised 2011 although share prices were boosted during January amid rising optimism the global economy would manage to weather the worst effects of the eurozone’s ongoing

Notwithstanding the London Olympics and the Queen’s Diamond Jubilee, 2012 is widely expected to be a tough year for the UK economy. The Ernst & Young Item Club (E&YIC) warned that the UK might already be back in recession.

Here are some of the areas where planning between now and 5 April 2012 could provide tax advantageous solutions to help you build a decent retirement income.

We are reminding you to actually pay your tax bill by January 31 2012 and have highlighted the different payment methods available to do so.

Discussing the different tax implications depending upon what the business protection is for.

There are numerous ways to set up shareholder/partnership protection policies. This week we will consider looking at some of the key issues which need addressed when considering this type of cover.